Legal
Anti-Money Laundering (AML) requirements
Last updated: 10 August 2026
Property is one of the most common routes used to launder the proceeds of criminal activity. The size of the market and the high value of homes mean that large amounts can be 'cleaned' in a single transaction, making it appear the funds were acquired legitimately.
For that reason, everyone involved in a property transaction is bound by anti-money laundering regulations (in the Netherlands, the Wwft). Note that several parties each have to run their own checks — us as your agent, but also the notary and your lender. It is worth keeping your evidence together so you can easily provide it to whoever needs it.
A legal requirement
It is not a matter of preference; the law requires that:
- we complete this client due diligence before we start working for you;
- you provide the requested documentation and, where relevant, can evidence the source of your funds;
- we file a report with FIU-Netherlands if documentation is missing or a transaction is unusual. We are not permitted to tell you when we do.
What documents do I need to provide?
That depends on your role and on the party in whose name the transaction takes place. Make your selection below and we will tell you exactly what we need.
How we handle your data
We use your documents solely to meet our legal obligations. We retain them for five years after the engagement ends, as the regulations require, and delete them afterwards. Your data is treated confidentially and is not shared with third parties unless the law obliges us to. Our privacy statement explains more.
Questions?
Unsure whether a document is sufficient, or is your situation more complex? Please get in touch — we will walk through it with you before you send anything.
This page explains our procedure and is not legal advice. For specific questions, please consult your notary or adviser.